Business Resources

Build Business Credit the Right Way

Expert guides on D&B reporting, tradeline building, and maintaining strong business credit profiles across all major bureaus.

D&B Reporting Fundamentals

Learn how Dun & Bradstreet collects and reports business data. Understand your DUNS number, PAYDEX score, and how payment history affects your business credit profile.

What a DUNS number is and why it matters
How PAYDEX scores are calculated (0-100)
How to establish your first D&B profile

Maintaining a Strong Business Credit Profile

Best practices for keeping your business credit scores healthy across D&B, Experian Business, and CreditSafe. Learn what impacts business scores and how to optimize them.

Pay vendors early or on-time for a 80+ PAYDEX
Keep credit utilization low on business cards
Monitor all 5 business bureaus regularly

Tradelines That Report to Business Bureaus

Not all vendor accounts report to business credit bureaus. Learn which tradelines build your profile and how to strategically add them to your credit mix.

Net-30 vendors that report to D&B
Business credit cards that build credit
How many tradelines you need for a strong profile

SBA Loan Readiness & FICO SBSS

The FICO SBSS score is used by 7,500+ lenders and the SBA. Learn what score you need, how it's calculated, and how to position your business for SBA funding.

Minimum SBSS score for SBA loans
How SBSS differs from personal FICO
Steps to improve your SBSS score

Business Credit Disputes & Corrections

How to identify and dispute inaccurate information on your business credit reports. Learn the process for each bureau and how to file effective disputes.

Common business credit report errors
How to dispute with D&B vs Experian Business
Timeline for dispute resolution

Separating Personal and Business Credit

One of the biggest mistakes new business owners make is commingling personal and business credit. Learn how to properly separate and protect both.

Form an LLC or corporation for separation
Get an EIN and business bank account
Stop using personal credit for business expenses

Business Bureaus We Monitor

Clear Credit tracks 5 business credit scores plus FICO SBSS, giving you a complete picture of your business credit health.

Dun & Bradstreet

Experian Business

CreditSafe

Equifax Business

FICO SBSS

Start Building Business Credit

Get 5 business credit scores, tradeline building, and 1-on-1 coaching with our Expand plan.

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